Owner-Occupied Rehabilitation Programs

Owner-Occupied Rehab Programs

Exterior Improvement Programs

Rental Rehabilitation Programs

Lead-Paint Abatement Programs

    • Household Qualification / Loan Underwriting

    • Environmental Reviews

    • SHPO

    • Loan Document Preparation / Execution

    • Meeting for Document Signing

    • Notary Public

  • Property; Code / Health & Safety Evaluations

  • Work Specifications

  • Job-Walks

  • Contractor Selections

  • Construction Contract Preparation

  • Pre-Construction Meetings

  • Progress Payment Disbursements

  • Notice of Completions

Household Qualification / Underwriting

1. Calculate household income;

2. Obtain verifications from third parties such as IRS, employers, Social Security, Employment Development Department, retirement benefits system, etc.;

3. Review asset documentation for income calculation and evidence of additional unreported income;

4. Review credit report for evidence of assets and additional unreported income;

5. Prepare and transmit all correspondence including additional information requests, approval, denial letters, etc.

Environmental Reviews

1. SHPO Compliance

2. HUD Form....

Loan Document Preparation / Execution

1. Grant or Loan document preparation, review of PIRT;

2. Document signing and review of terms with applicant;

3. 3 Day Right of Rescission;

4. Truth in Lending Statement